Don't worry, things will get better.
At least until they fall apart again.
We live under a great misconception; that there's a path in life that leads to an evenness of things. We're confident that during that time when most if not all of the tumult is gone, that we'll do our best work, accomplish our biggest goals and gain the foothold we need to make genuine and worthwhie progress.
Reality is that life won't ever be in that place for more than a fleeting moment. Just as assuredly as things will come together is the knowing that at some point, they'll all fall apart again. It's the cycle of life that we all face.
Our peace and resilience comes not in finding that special place where it all fits, but rather in learning to prosper in the search for it, mainly because the search for it is our lives.
We can forestall progress and growth forever waiting for the day that it all fits or we can build our lives in spite of the fact that it won't. If we can learn to focus and do our best work when it's hardest, then we'll just be that much better when the brief time comes when it's all seemingly hanging together. Ever hear a singer/songwriter or author talk about how they do their best work during times when it's all coming unglued?
Bottom line is, don't wait. Don't wait till you have things all lined up before you start whatever it is you need to get started on, whether it's investing, saving or abandoning an old strategy in favor of a new one.
As hard as it might be to believe, our peace lies amidst the chaos of change.