I wish I had a dollar for every time I've heard that.  

People need to appreciate that the insurance industry long ago figured out what to do if you die to soon....hence life insurance.  

Now life insurance has probably been around for a very long time and while insurance companies have put a lot of resources into solving the "what happens if I die tomorrow" problem and untold resources into how to subtly nuance it even more (term, whole life, endowment, variable life, universal life, variable universal life, etc.)  we've made little progress on the front of, "what happens if I live too long" issue. 

In a recent article in The Olympian, Chuck Jaffe a senior columnist for MarketWatch, reviews for the record what is becoming all to painfully clear.   

The time has come to prepare for the fact that living long might be your next big challenge. 

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