Confusion is a good thing if you're fearful about moving forward. Confusion is one of the most reliable methods of ensuring you stay right where you are, without any requirement for change.
When we're feeling especially fearful we focus on the uncertainties around us largely because those uncertainties fuel the confusion. And, keeping "confusion" active assures that we're likely to not take any direction action.
No matter how hard we try or how much analysis we look at, big decisions will never feel safe.
One of the benefits of my work is the amount of data that there is that can be used in trying to help Clients resolve their personal financial issues. There are also an abundance of tools to use through which you can incorporate that data and fashion a reasoned and well thought out game plan.
Does that mean we should use all the data that there is?
We should if our goal is to create more confusion.
Part of the "art" of Wealth Management planning lies in knowing how much data is the right amount of data. As a rule, that would be the amount of data that allows for me to quantify why the "unacceptable today" has to be moved out of the way so that we can glimpse the "desired tomorrow."
These concepts don't apply to only Wealth Management planning. They apply to all decisions of whatever kind.
Taking action, beginning the steps toward resolution of a matter isn't going to begin with a focus on yesterday and tomorrow. You can talk about how you got here and where you'd like to be without ever once having to write down an action step. It all has to start from the realization that "today is an unacceptable tomorrow."
All you really need to know is what's important now.
If you can state that, you're on our way out of confusion and toward resolution and action.