Untitled 4.jpg
family-2kids-comp.jpg
Untitled 7.jpg
Untitled 6.jpg
Untitled 8.jpg
Untitled 4.jpg

Genesis


SCROLL DOWN

Genesis


Genesis

For everyone, there's a beginning.....

Genesis was created for those who are making their first foray into building a life on purpose. 

Early in their career, incomes are on the rise and so are the needs to minimize mistakes and miscues and optimize the return on both earnings and assets as a prerequisite to building a robust financial future. 

With increased earnings comes increased complexity and the challenge of life based issues in general. Perhaps there's a new home purchase or purchase or a job change coming up. You may be getting married or planning on starting a family. 

Whatever the life change or transition you're facing, the Genesis Program is ideal for the "early adopter" who believes that guidance and expertise can make a meaningful difference in financial and life planning decision making. 


Annual Membership: $2,500~ fee includes investment management/advisory services from any source on accounts totaling up to $250,000.

 


family-2kids-comp.jpg

Partner


Partner


Partner

So, you're just settling in are you?

Things are a bit different now than they were when your journey began. Somehow, everything seems a bit more intense than it had been, work's more important, family is more of an issue for both attention and concerns. Decisions, the kind that seem to be made with recurring frequency, don't appear to be stand alone issues any more. One decision seems to either impact or give rise to another one to be made. The importance and value of being able to link or tie these decisions together and manage the pace of changes is becoming increasingly important. 

Partner Clients have moved into the stage where decision making and managing transitions now sets the stage for a host of future events. Having a plan to gauge your decision making, to help with the "best choices" and avoid wasted time and delays is increasingly valuable. 


Annual Membership: $5,000 ~ fee includes investment management/advisory services on accounts totaling up to $500,000

Untitled 7.jpg

Coach


Coach


Coach

Congratulations, you've reached the cross-road. 

There comes a time when it finally dawns on us that our future will be built on the framework we've laid down over our life.  Our time and attention to those we love and care for, a life of skills and work, form the basis for where the next leg of the journey begins. 

It's also clear that our wealth, no matter how we've accumulated or where its being held, will form the foundation upon which the framework for the remainder of our lives will be laid.  Finances now are the tipping point between today and the unknowing of tomorrow. 

Things that were once opaque and distant concerns, now suddenly race into the present. Taxes, asset location, the transition from a lifetime of saving and investing to a life time of distribution and spending have reshaped the landscape of our decision making.  Odd, we thought that financial decisions and our life's decisions in general, were never more important at each stage of our journey. But now, the ability to chart a specific course, seems to be calling us forward. 

Coach Clients have resources at their disposal, sufficient enough in amount to begin the process of designing the next phase with confidence and clarity. Decision making now will position you for the future you've always envisioned. 


Annual Membership: $8,000 ~ fee includes investment management/advisory services on accounts totaling up to $1,000,000

Untitled 6.jpg

Personal Wealth Manager


Personal Wealth Manager


PWM (Personal Wealth Manager)

You've arrived.  We'd like to commend you on a job well done. 

Ironically, this is the place you've planned on being for a long time.  Of course, there's one thing that you'll notice about your current location....it didn't answer all the questions that you thought it would did it? Remember the day you envisioned having the wealth you have today and thinking that when you got here, that the hard work and agony of decision making would be long gone? And yet, it's not. 

Each chapter we face has it's own unique circumstances that require our focus and attention. Wealth, whether accumulated over a life time of work, or created early by creativity and design, presents it's own problems and opportunities. 

Critical decisions, once seemingly isolated and frequent, now seem to have the ability to impact years even decades into the future. It's a time when we can contemplate our legacy, our ability to impact the lives of those we've chosen to nurture and care for. 

Personal Wealth Manager Clients can apply their vision of the future to create a practical reality. But, wealth can be fleeting, so care vigilance and mistakes avoided will help to ensure that the legacy you see is the legacy realized. 


Annual Membership: $5,000 ~ fee includes investment management/advisory services on accounts totaling $1,000,000 and up.

Untitled 8.jpg

Pathway


Pathway


Pathway Flat-Fee Investment Management

We built Pathway to fix the problems that you just finished reading about. 

We've applied some pretty simple metrics to prevent each and every problem that the current investment management pricing landscape has created. 

Fixed Pricing at a Flat Fee

The fee for the Pathway Program is fixed at 0.80% of assets. It does not go up as the value of your account rises, nor does it go up if you invest more money.

This is contrary to most if not all current pricing models where either commissions are paid or the management fee is a percentage of the assets in your account. 

But you know what's even nicer.....the wealth that you get to keep. 

The graph below shows the value of $100,000 invested for 20 years and shows the value of your account based on industry average expenses as opposed to the cost of a Pathway Portfolio. The difference in ending account value is nearly $130,000 that you'd get to keep. 


Source Data: Value of $100,000 growth by Barry Capital Management, Inc. Returns are neither estimated or guaranteed and ignore transaction, commission and tax costs. 

Average Expense Ratio: The Investment Company Institute's 2013 Handbook; 53rd Edition. 


 

Interested in finding out how Pathway stacks up against your current investment program?